Thomas , A.C. and Omidire, K. (2025) “IMPROVING THE INSTITUTIONAL AND LEGAL FRAMEWORKS FOR CONSUMER CREDIT IN NIGERIA FOR THE BENEFIT OF INDIVIDUALS AND SMALL & MEDIUM ENTERPRISES”, LexScriptio A Journal of the Department of Jurisprudence and Public Law, 2(2), pp. 437–462. Available at: https://journals.kwasu.edu.ng/index.php/lexscriptio/article/view/593 (Accessed: 31 December 2025).