Thomas , Ayokunmi Comfort, and Kolapo Omidire. “IMPROVING THE INSTITUTIONAL AND LEGAL FRAMEWORKS FOR CONSUMER CREDIT IN NIGERIA FOR THE BENEFIT OF INDIVIDUALS AND SMALL & MEDIUM ENTERPRISES”. LexScriptio A Journal of the Department of Jurisprudence and Public Law 2, no. 2 (December 30, 2025): 437–462. Accessed December 31, 2025. https://journals.kwasu.edu.ng/index.php/lexscriptio/article/view/593.